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How it works

Clear conversion from stablecoins to local money.

See how each transfer works, how quotes break down, and how funds reach your bank account or mobile wallet.

How it works

Three steps from stablecoins to local currency.

  1. STEP 01

    Send stablecoins

    Send USDC or USDT from your own wallet to your personal Dawlat deposit address.

  2. STEP 02

    We convert

    We show a clear quote with the rate and every fee before you confirm. You decide whether to proceed.

  3. STEP 03

    Cash out or invest

    Receive local currency in your bank account or mobile wallet, or move funds into the invest market.

Quote transparency

Plain-English guide to every line on your quote.

Before you confirm any transfer, Dawlat separates the conversion into three clear parts.

Exchange rate

The conversion rate between your stablecoin (USDC or USDT) and local currency, shown upfront before you confirm.

Network cost

The blockchain processing cost for your selected network, listed on its own line rather than hidden in the rate.

Dawlat fee

Our fee for converting and settling your payout, shown separately so you know what Dawlat charges.

Transfer timeline

Four stages of a Dawlat transfer.

  1. Step 1

    Select asset and destination

    Choose USDC or USDT, pick your network, and select your verified bank account or mobile wallet.

  2. Step 2

    Review the quote

    Check the exchange rate, network cost, Dawlat fee, and estimated payout. Decide whether to proceed.

  3. Step 3

    Send stablecoins

    Send the confirmed amount from your wallet to your personal Dawlat deposit address.

  4. Step 4

    Cash out or invest

    Receive local currency in your bank or mobile wallet, or move funds into the invest market.

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