Understanding investment risk

Principal and capital at risk

Whenever you allocate funds to an investment option, your principal (the original amount you commit) is exposed to risk. Investments carry risk, including the loss of your capital. Past performance is not a guide to future results. Availability depends on your country.

Lock-up periods and liquidity

Unlike a standard cash balance, some investment options include a lock-up period or notice window during which funds cannot be withdrawn immediately. Always verify the withdrawal schedule before committing funds you may need on short notice.

Counterparty and operational structure

Every investment option relies on an underlying issuer, custodian, or legal arrangement. Counterparty risk is the possibility that an institution involved in the structure fails to meet its obligations. Dawlat reviews options before listing and publishes a plain-English risk summary on each option.

Making an informed decision

Review the fee schedule, lock-up terms, and risk disclosure document in full before committing any balance. Nothing on the Dawlat website is financial, legal, or tax advice.